How to Start a Renovation: Questions to Ask Your Florida Contractor

Starting a renovation, whether for your home or a commercial property, can feel overwhelming. Between budgets, timelines, permits, and contractors, many property owners aren’t sure where to begin or what questions to ask.

The good news? A successful renovation starts with the right conversation. Knowing what to ask your contractor upfront helps set expectations, avoid surprises, and ensure your project runs smoothly from planning through completion.

Below are the most important questions homeowners and business owners should ask before starting a renovation.

1. Are You Licensed and Insured?

This is the most basic—and most important—question.

Your contractor should be able to clearly explain:

• Their state and local licensing

• General liability insurance coverage

• Workers’ compensation insurance

These protections matter for both residential and commercial projects and help protect you from liability if something goes wrong.

Tip: Don’t hesitate to ask for documentation. A reputable contractor expects this question.

2. What Experience Do You Have With Projects Like Mine?

Not all renovations are the same. Remodeling a kitchen, renovating a historic home, or upgrading a commercial space all require different expertise.

Ask your contractor:

• How many similar projects they’ve completed

• Whether they have experience with local building codes and permitting

• If they can share photos or examples of past work

Tip: Experience in Southwest Florida is especially valuable due to climate considerations, hurricane codes, and permitting requirements.

3. What Does the Bidding Process Look Like?

Many clients are surprised to learn that renovation bids aren’t one-size-fits-all. Understanding the bidding process helps you compare proposals accurately.

A professional contractor should explain:

• What’s included in the estimate

• Whether allowances are being used for materials

• What factors could affect the final cost

• How changes are handled once construction begins

Tip: The lowest bid isn’t always the best. Look for clear, detailed estimates that explain the scope of work.

4. How Do I Read and Compare Estimates?

Estimates can be confusing if you’re not familiar with construction terminology. Ask your contractor to walk you through it.

Key items to review include:

• Scope of work (what’s included—and what’s not)

• Material allowances and selections

• Labor costs

• Permit and inspection fees

• Contingencies or potential additional costs

Tip: If two estimates vary widely, ask why. Differences often come down to materials, timeline assumptions, or scope clarity.

5. How Is the Project Timeline Set?

Timelines are one of the most common concerns for renovation clients. While no contractor can guarantee zero delays, a clear plan matters.

Ask:

• When the project is expected to start and finish

• What factors could cause delays

• How scheduling works with inspections, materials, and subcontractors

• How often you’ll receive updates

Tip: In Florida, planning ahead—especially before spring and hurricane season—can help keep projects on track.

6. Who Will Be Managing My Project Day to Day?

It’s important to know who your main point of contact will be.

Clarify:

• Who oversees the job site

• How communication will happen

• How questions or concerns are handled during construction

Strong project management is one of the biggest factors in a successful renovation.

7. How Are Changes or Unexpected Issues Handled?

Renovations often uncover hidden conditions—especially in older homes or commercial buildings.

Ask your contractor:

• How change orders are handled

• How pricing adjustments are communicated

• How unexpected issues are addressed without stalling progress

Tip: Clear processes upfront reduce stress later.

Confidence Starts With the Right Questions

A renovation should feel exciting—not intimidating. When you understand the process, know what to ask, and work with an experienced contractor, you can move forward with confidence.

At Maloney Homes, we believe transparency, communication, and planning are just as important as craftsmanship. We take the time to educate our clients, provide clear estimates, and set realistic timelines—so there are no surprises along the way.

If you’re considering a renovation for your home or commercial property, we’re here to help you get started the right way.

Contact Maloney Homes to schedule a consultation and take the first step toward a successful renovation.